DUBAI: A recent traveller’s experience at the UAE-Oman border in December 2024 has thrown light on an important but often overlooked requirement. Stopped at the Hatta (Al Wajajah) border, the driver was asked for a bank-issued NOC to take their mortgaged vehicle across. The bank demanded a deposit equal to the outstanding loan amount plus a 2% fee, with a three-day processing period, causing the traveller unexpected hassle.
Why the NOC Matters
According to Anudeep Raghuthaman, Head of Sales at Dollar Car Rental, most banks require:
A No Objection Certificate (NOC)
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A refundable deposit
Fulfilment of specific conditions
The NOC rule can apply at other popular crossings too, including Meyzad, Dibba, and Al Darah.
For a smoother journey, car rental companies offer cross-border-ready vehicles with Oman insurance and the required NOC.
Documents you’ll need:
If you’re taking your own car across the border, make sure you carry:
NOC from the bank (if vehicle is mortgaged)
Valid motor insurance with Oman coverage
Vehicle registration (Mulkiya)
Driving licence
Passport and Emirates ID
Hitesh Motwani, CMO at InsuranceMarket.ae, added that many UAE insurers offer Oman coverage free with comprehensive policies. If not, you can purchase a five-day Orange Card (third-party cover only) at the border for around Dh106.
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