Friday, July 17, 2026

Tech

UAE banks to drop SMS OTPs, go for app-only authentication by March 2026

Starting July 25, banks across the UAE will begin phasing out one-time passwords (OTPs) sent via SMS and email, as part of a nationwide push to enhance digital banking security through app-based verification.

TAS News Service

info@thearabianstories.com

Friday, July 25, 2025

DUBAI : In line with new directives issued by the UAE Central Bank, all banks are now required to shift customers to in-app authentication systems for both domestic and international transactions. The move is aimed at curbing rising cyber threats such as SIM swapping and phishing, which have increasingly targeted traditional OTP delivery methods.

The transition kicks off Friday, July 25, and will continue gradually, with a complete discontinuation of SMS and email OTPs mandated by March 2026. During this period, select customers may still receive OTPs via traditional channels, but banks are urging all users to update their apps and activate the new ‘Authentication via App’ feature.

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