MUSCAT- In line with its ongoing efforts to provide customers with secure and innovative banking solutions, Bank Muscat, the leading financial services provider in the Sultanate of Oman, has announced an update to Apple Pay tokenized payment. Customers can now tokenize their LuLu Bank Muscat Mastercard Credit Card, offering a faster, safer, and more convenient way to make digital payments.

This latest addition builds on the Bank’s continuous initiatives to enhance electronic payment technologies and digital services. The Apple Pay service is now available to all Bank Muscat Cards across all schemes (VISA and Mastercard) , allowing them to easily add their cards to the Apple Wallet app. Once activated, customers can complete transactions by double-tapping the side button on their Apple devices and holding it near a payment terminal.

Each transaction is secured through facial recognition, fingerprint authentication, or device passcode, combined with a unique dynamic security code for every payment, ensuring a high level of protection and confidentiality.

The Apple Pay service provides a secure and efficient method for making purchases both online and in-store across the globe. It integrates a unique technology technology, which safeguards sensitive information through advanced encryption and biometric authentication, replacing personal data with unique tokens to prevent potential cyber threats.

Bank Muscat invited all Mastercard Bank Muscat & Lulu Credit Card holders to leverage this service by adding their cards to the wallet and enjoy a secure and fast payment experience. For more details on the service, customers can reach out to call center via 24795555, or visit the nearest branch. 

Reaffirming its leadership in digital banking, Bank Muscat continues to introduce innovative solutions designed to simplify everyday banking experiences. In recent years, the Bank has launched a range of modern payment options, including contactless payments at point-of-sale (POS) terminals and seamless online payment facilities. These services comply with the latest international security standards and support various local and international debit, credit, and prepaid cards. The Bank also offers instant payment settlements and 24/7 customer support services. Through these ongoing efforts, Bank Muscat continues to play a pioneering role in advancing digital transformation in Oman’s banking sector, offering customers smarter, faster, and more secure ways to manage their financial transactions.

Recognizing its excellence in digital innovation, the Bank was recently honoured with several prestigious international awards, including Best Private Digital Bank in Oman within PWM’s 9the annual Wealth Tech Awards, Most innovative Bank for FX within World’s Best Foreign Exchange Banks 2026, Best Retail Bank and Best Digital Bank in Oman from Euromoney Awards for Excellence 2026, Best Digital Bank in Oman from MEED, among others.